Insolvency Statistics in Canada—Third Quarter of 2011


Tables

Definitions

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000 (Statistics Canada's geographical definitions of CMAs).
Table 1: Total Insolvencies
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Newfoundland and Labrador 523 573 540 -8.7 -3.1 2,265 2,508 -9.7
Bankruptcies 492 540 502 -8.9 -2.0 2,137 2,364 -9.6
Proposals 31 33 38 -6.1 -18.4 128 144 -11.1
Prince Edward Island 154 162 154 -4.9 0.0 655 615 6.5
Bankruptcies 121 141 130 -14.2 -6.9 569 541 5.2
Proposals 33 21 24 57.1 37.5 86 74 16.2
Nova Scotia 1,127 1,179 1,301 -4.4 -13.4 4,899 5,335 -8.2
Bankruptcies 871 974 1,048 -10.6 -16.9 3,903 4,384 -11.0
Proposals 256 205 253 24.9 1.2 996 951 4.7
New Brunswick 899 977 993 -8.0 -9.5 3,535 3,821 -7.5
Bankruptcies 708 830 832 -14.7 -14.9 2,912 3,180 -8.4
Proposals 191 147 161 29.9 18.6 623 641 -2.8
Quebec 8,839 9,788 9,479 -9.7 -6.8 38,412 40,231 -4.5
Bankruptcies 6,397 7,126 7,040 -10.2 -9.1 27,980 29,899 -6.4
Proposals 2,442 2,662 2,439 -8.3 0.1 10,432 10,332 1.0
Ontario 12,246 13,744 13,986 -10.9 -12.4 53,671 60,390 -11.1
Bankruptcies 6,347 7,180 8,191 -11.6 -22.5 28,260 36,915 -23.4
Proposals 5,899 6,564 5,795 -10.1 1.8 25,411 23,475 8.2
Manitoba 528 564 657 -6.4 -19.6 2,370 2,807 -15.6
Bankruptcies 368 409 479 -10.0 -23.2 1,709 2,109 -19.0
Proposals 160 155 178 3.2 -10.1 661 698 -5.3
Saskatchewan 549 587 603 -6.5 -9.0 2,299 2,510 -8.4
Bankruptcies 353 364 400 -3.0 -11.8 1,444 1,670 -13.5
Proposals 196 223 203 -12.1 -3.4 855 840 1.8
Alberta 2,490 2,746 2,741 -9.3 -9.2 10,623 11,394 -6.8
Bankruptcies 1,718 1,961 2,064 -12.4 -16.8 7,624 8,662 -12.0
Proposals 772 785 677 -1.7 14.0 2,999 2,732 9.8
British Columbia 2,983 3,007 3,013 -0.8 -1.0 12,345 12,801 -3.6
Bankruptcies 2,032 2,109 2,259 -3.7 -10.0 8,879 9,793 -9.3
Proposals 951 898 754 5.9 26.1 3,466 3,008 15.2
Northwest Territories 12 12 8 0.0 50.0 47 41 14.6
Bankruptcies 9 8 3 12.5 200.0 32 28 14.3
Proposals 3 4 5 -25.0 -40.0 15 13 15.4
Yukon 12 8 7 50.0 71.4 46 40 15.0
Bankruptcies 10 8 7 25.0 42.9 40 31 29.0
Proposals 2 0 0 6 9 -33.3
Nunavut 2 3 0 -33.3 10 4 150.0
Bankruptcies 1 3 0 -66.7 9 3 200.0
Proposals 1 0 0 1 1 0.0
Canada 30,364 33,350 33,482 -9.0 -9.3 131,177 142,497 -7.9
Bankruptcies 19,427 21,653 22,955 -10.3 -15.4 85,498 99,579 -14.1
Proposals 10,937 11,697 10,527 -6.5 3.9 45,679 42,918 6.4
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Table 2: Insolvencies Filed by Consumers
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Newfoundland and Labrador 518 566 537 -8.5 -3.5 2,235 2,483 -10.0
Bankruptcies 487 533 499 -8.6 -2.4 2,109 2,339 -9.8
Proposals 31 33 38 -6.1 -18.4 126 144 -12.5
Prince Edward Island 150 158 149 -5.1 0.7 635 597 6.4
Bankruptcies 117 139 127 -15.8 -7.9 555 526 5.5
Proposals 33 19 22 73.7 50.0 80 71 12.7
Nova Scotia 1,109 1,146 1,259 -3.2 -11.9 4,763 5,170 -7.9
Bankruptcies 857 947 1,016 -9.5 -15.6 3,786 4,252 -11.0
Proposals 252 199 243 26.6 3.7 977 918 6.4
New Brunswick 878 957 977 -8.3 -10.1 3,463 3,726 -7.1
Bankruptcies 693 814 818 -14.9 -15.3 2,858 3,099 -7.8
Proposals 185 143 159 29.4 16.4 605 627 -3.5
Quebec 8,382 9,216 9,030 -9.0 -7.2 36,317 38,039 -4.5
Bankruptcies 6,067 6,703 6,719 -9.5 -9.7 26,411 28,350 -6.8
Proposals 2,315 2,513 2,311 -7.9 0.2 9,906 9,689 2.2
Ontario 11,886 13,320 13,569 -10.8 -12.4 52,035 58,387 -10.9
Bankruptcies 6,057 6,839 7,858 -11.4 -22.9 26,952 35,238 -23.5
Proposals 5,829 6,481 5,711 -10.1 2.1 25,083 23,149 8.4
Manitoba 514 553 642 -7.1 -19.9 2,306 2,724 -15.3
Bankruptcies 355 400 469 -11.3 -24.3 1,656 2,044 -19.0
Proposals 159 153 173 3.9 -8.1 650 680 -4.4
Saskatchewan 506 552 574 -8.3 -11.8 2,137 2,356 -9.3
Bankruptcies 320 339 380 -5.6 -15.8 1,334 1,571 -15.1
Proposals 186 213 194 -12.7 -4.1 803 785 2.3
Alberta 2,411 2,663 2,631 -9.5 -8.4 10,266 10,921 -6.0
Bankruptcies 1,654 1,906 1,973 -13.2 -16.2 7,340 8,274 -11.3
Proposals 757 757 658 0.0 15.0 2,926 2,647 10.5
British Columbia 2,921 2,939 2,950 -0.6 -1.0 12,104 12,492 -3.1
Bankruptcies 1,985 2,057 2,209 -3.5 -10.1 8,688 9,545 -9.0
Proposals 936 882 741 6.1 26.3 3,416 2,947 15.9
Northwest Territories 12 12 7 0.0 71.4 45 40 12.5
Bankruptcies 9 8 3 12.5 200.0 32 28 14.3
Proposals 3 4 4 -25.0 -25.0 13 12 8.3
Yukon 11 8 7 37.5 57.1 44 37 18.9
Bankruptcies 9 8 7 12.5 28.6 39 31 25.8
Proposals 2 0 0 5 6 -16.7
Nunavut 2 3 0 -33.3 10 4 150.0
Bankruptcies 1 3 0 -66.7 9 3 200.0
Proposals 1 0 0 1 1 0.0
Canada 29,300 32,093 32,332 -8.7 -9.4 126,360 136,976 -7.8
Bankruptcies 18,611 20,696 22,078 -10.1 -15.7 81,769 95,300 -14.2
Proposals 10,689 11,397 10,254 -6.2 4.2 44,591 41,676 7.0
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Table 3: Insolvencies Filed by Businesses
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Newfoundland and Labrador 5 7 3 -28.6 66.7 30 25 20.0
Bankruptcies 5 7 3 -28.6 66.7 28 25 12.0
Proposals 0 0 0 2 0
Prince Edward Island 4 4 5 0.0 -20.0 20 18 11.1
Bankruptcies 4 2 3 100.0 33.3 14 15 -6.7
Proposals 0 2 2 -100.0 -100.0 6 3 100.0
Nova Scotia 18 33 42 -45.5 -57.1 136 165 -17.6
Bankruptcies 14 27 32 -48.1 -56.3 117 132 -11.4
Proposals 4 6 10 -33.3 -60.0 19 33 -42.4
New Brunswick 21 20 16 5.0 31.3 72 95 -24.2
Bankruptcies 15 16 14 -6.3 7.1 54 81 -33.3
Proposals 6 4 2 50.0 200.0 18 14 28.6
Quebec 457 572 449 -20.1 1.8 2,095 2,192 -4.4
Bankruptcies 330 423 321 -22.0 2.8 1,569 1,549 1.3
Proposals 127 149 128 -14.8 -0.8 526 643 -18.2
Ontario 360 424 417 -15.1 -13.7 1,636 2,003 -18.3
Bankruptcies 290 341 333 -15.0 -12.9 1,308 1,677 -22.0
Proposals 70 83 84 -15.7 -16.7 328 326 0.6
Manitoba 14 11 15 27.3 -6.7 64 83 -22.9
Bankruptcies 13 9 10 44.4 30.0 53 65 -18.5
Proposals 1 2 5 -50.0 -80.0 11 18 -38.9
Saskatchewan 43 35 29 22.9 48.3 162 154 5.2
Bankruptcies 33 25 20 32.0 65.0 110 99 11.1
Proposals 10 10 9 0.0 11.1 52 55 -5.5
Alberta 79 83 110 -4.8 -28.2 357 473 -24.5
Bankruptcies 64 55 91 16.4 -29.7 284 388 -26.8
Proposals 15 28 19 -46.4 -21.1 73 85 -14.1
British Columbia 62 68 63 -8.8 -1.6 241 309 -22.0
Bankruptcies 47 52 50 -9.6 -6.0 191 248 -23.0
Proposals 15 16 13 -6.3 15.4 50 61 -18.0
Northwest Territories 0 0 1 -100.0 2 1 100.0
Bankruptcies 0 0 0 0 0
Proposals 0 0 1 -100.0 2 1 100.0
Yukon 1 0 0 2 3 -33.3
Bankruptcies 1 0 0 1 0
Proposals 0 0 0 1 3 -66.7
Nunavut 0 0 0 0 0
Bankruptcies 0 0 0 0 0
Proposals 0 0 0 0 0
Canada 1,064 1,257 1,150 -15.4 -7.5 4,817 5,521 -12.8
Bankruptcies 816 957 877 -14.7 -7.0 3,729 4,279 -12.9
Proposals 248 300 273 -17.3 -9.2 1,088 1,242 -12.4
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Table 4: Insolvencies Filed by NAICS Economic Sector, Canada
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Agriculture, Forestry, Fishing and Hunting 41 27 24 51.9 70.8 142 159 -10.7
Bankruptcies 31 14 17 121.4 82.4 94 116 -19.0
Proposals 10 13 7 -23.1 42.9 48 43 11.6
Mining and Oil and Gas Extraction 5 7 14 -28.6 -64.3 32 68 -52.9
Bankruptcies 3 6 6 -50.0 -50.0 23 46 -50.0
Proposals 2 1 8 100.0 -75.0 9 22 -59.1
Utilities 3 5 3 -40.0 0.0 11 14 -21.4
Bankruptcies 2 3 3 -33.3 -33.3 7 14 -50.0
Proposals 1 2 0 -50.0 4 0
Construction 166 214 178 -22.4 -6.7 811 889 -8.8
Bankruptcies 135 165 146 -18.2 -7.5 649 706 -8.1
Proposals 31 49 32 -36.7 -3.1 162 183 -11.5
Manufacturing 126 143 129 -11.9 -2.3 524 603 -13.1
Bankruptcies 90 102 88 -11.8 2.3 366 470 -22.1
Proposals 36 41 41 -12.2 -12.2 158 133 18.8
Wholesale Trade 57 74 68 -23.0 -16.2 273 307 -11.1
Bankruptcies 45 58 54 -22.4 -16.7 214 240 -10.8
Proposals 12 16 14 -25.0 -14.3 59 67 -11.9
Retail Trade 155 139 175 11.5 -11.4 667 780 -14.5
Bankruptcies 123 108 131 13.9 -6.1 535 635 -15.7
Proposals 32 31 44 3.2 -27.3 132 145 -9.0
Transportation and Warehousing 81 96 75 -15.6 8.0 333 439 -24.1
Bankruptcies 66 81 66 -18.5 0.0 274 362 -24.3
Proposals 15 15 9 0.0 66.7 59 77 -23.4
Information and Cultural Industries 17 23 17 -26.1 0.0 82 86 -4.7
Bankruptcies 8 15 9 -46.7 -11.1 52 58 -10.3
Proposals 9 8 8 12.5 12.5 30 28 7.1
Finance and Insurance 21 34 22 -38.2 -4.5 115 108 6.5
Bankruptcies 13 25 18 -48.0 -27.8 88 91 -3.3
Proposals 8 9 4 -11.1 100.0 27 17 58.8
Real Estate and Rental and Leasing 24 37 34 -35.1 -29.4 154 196 -21.4
Bankruptcies 19 32 29 -40.6 -34.5 123 130 -5.4
Proposals 5 5 5 0.0 0.0 31 66 -53.0
Professional, Scientific and Technical Services 54 74 65 -27.0 -16.9 279 370 -24.6
Bankruptcies 38 47 52 -19.1 -26.9 195 270 -27.8
Proposals 16 27 13 -40.7 23.1 84 100 -16.0
Management of Companies and Enterprises 13 17 11 -23.5 18.2 53 70 -24.3
Bankruptcies 9 15 8 -40.0 12.5 44 48 -8.3
Proposals 4 2 3 100.0 33.3 9 22 -59.1
Administrative and Support, Waste Management and Remediation Services 54 46 45 17.4 20.0 210 232 -9.5
Bankruptcies 42 37 32 13.5 31.3 174 175 -0.6
Proposals 12 9 13 33.3 -7.7 36 57 -36.8
Educational Services 6 10 12 -40.0 -50.0 33 42 -21.4
Bankruptcies 4 5 8 -20.0 -50.0 23 33 -30.3
Proposals 2 5 4 -60.0 -50.0 10 9 11.1
Health Care and Social Assistance 16 30 15 -46.7 6.7 79 69 14.5
Bankruptcies 12 21 12 -42.9 0.0 60 52 15.4
Proposals 4 9 3 -55.6 33.3 19 17 11.8
Arts, Entertainment and Recreation 20 31 22 -35.5 -9.1 89 110 -19.1
Bankruptcies 16 27 20 -40.7 -20.0 77 83 -7.2
Proposals 4 4 2 0.0 100.0 12 27 -55.6
Accommodation and Food Services 140 170 169 -17.6 -17.2 621 683 -9.1
Bankruptcies 110 134 116 -17.9 -5.2 485 505 -4.0
Proposals 30 36 53 -16.7 -43.4 136 178 -23.6
Other Services (except Public Administration) 62 79 70 -21.5 -11.4 303 287 5.6
Bankruptcies 48 61 60 -21.3 -20.0 243 238 2.1
Proposals 14 18 10 -22.2 40.0 60 49 22.4
Public Administration 3 0 2 50.0 5 9 -44.4
Bankruptcies 2 0 2 0.0 2 7 -71.4
Proposals 1 0 0 3 2 50.0
Total 1,064 1,257 1,150 -15.4 -7.5 4,817 5,521 -12.8
Bankruptcies 816 957 877 -14.7 -7.0 3,729 4,279 -12.9
Proposals 248 300 273 -17.3 -9.2 1,088 1,242 -12.4
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Table 5: Insolvencies Filed by Consumers by ER
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Newfoundland and Labrador 518 566 537 -8.5 -3.5 2 235 2 483 -10.0
Bankruptcies 487 533 499 -8.6 -2.4 2 109 2 339 -9.8
Proposals 31 33 38 -6.1 -18.4 126 144 -12.5
Avalon Peninsula 228 228 229 0.0 -0.4 937 1 054 -11.1
Bankruptcies 208 211 203 -1.4 2.5 860 972 -11.5
Proposals 20 17 26 17.6 -23.1 77 82 -6.1
South Coast – Burin Peninsula 33 49 51 -32.7 -35.3 207 260 -20.4
Bankruptcies 33 49 50 -32.7 -34.0 203 249 -18.5
Proposals 0 0 1 -100.0 4 11 -63.6
West Coast – Northern Peninsula – Labrador 109 124 102 -12.1 6.9 441 489 -9.8
Bankruptcies 104 117 97 -11.1 7.2 417 461 -9.5
Proposals 5 7 5 -28.6 0.0 24 28 -14.3
Notre Dame – Central Bonavista Bay 148 166 155 -10.8 -4.5 651 679 -4.1
Bankruptcies 142 157 149 -9.6 -4.7 629 657 -4.3
Proposals 6 9 6 -33.3 0.0 22 22 0.0
Prince Edward Island 150 158 149 -5.1 0.7 635 597 6.4
Bankruptcies 117 139 127 -15.8 -7.9 555 526 5.5
Proposals 33 19 22 73.7 50.0 80 71 12.7
Nova Scotia 1,109 1,146 1,259 -3.2 -11.9 4,763 5,170 -7.9
Bankruptcies 857 947 1,016 -9.5 -15.6 3,786 4,252 -11.0
Proposals 252 199 243 26.6 3.7 977 918 6.4
Cape Breton 228 208 231 9.6 -1.3 906 1,013 -10.6
Bankruptcies 158 169 173 -6.5 -8.7 668 796 -16.1
Proposals 70 39 58 79.5 20.7 238 217 9.7
North Shore 177 203 226 -12.8 -21.7 774 918 -15.7
Bankruptcies 130 154 174 -15.6 -25.3 582 731 -20.4
Proposals 47 49 52 -4.1 -9.6 192 187 2.7
Annapolis Valley 159 152 208 4.6 -23.6 651 725 -10.2
Bankruptcies 135 130 179 3.8 -24.6 549 631 -13.0
Proposals 24 22 29 9.1 -17.2 102 94 8.5
Southern 146 151 154 -3.3 -5.2 638 630 1.3
Bankruptcies 120 127 121 -5.5 -0.8 523 527 -0.8
Proposals 26 24 33 8.3 -21.2 115 103 11.7
Halifax 399 431 440 -7.4 -9.3 1,794 1,884 -4.8
Bankruptcies 314 366 369 -14.2 -14.9 1,464 1,567 -6.6
Proposals 85 65 71 30.8 19.7 330 317 4.1
New Brunswick 878 957 977 -8.3 -10.1 3,463 3,726 -7.1
Bankruptcies 693 814 818 -14.9 -15.3 2,858 3,099 -7.8
Proposals 185 143 159 29.4 16.4 605 627 -3.5
Campbellton – Miramichi 155 195 190 -20.5 -18.4 646 741 -12.8
Bankruptcies 133 176 159 -24.4 -16.4 566 630 -10.2
Proposals 22 19 31 15.8 -29.0 80 111 -27.9
Moncton – Richibucto 258 278 282 -7.2 -8.5 1,034 1,077 -4.0
Bankruptcies 193 241 230 -19.9 -16.1 844 859 -1.7
Proposals 65 37 52 75.7 25.0 190 218 -12.8
Saint John – St. Stephen 245 226 226 8.4 8.4 837 817 2.4
Bankruptcies 195 184 189 6.0 3.2 686 685 0.1
Proposals 50 42 37 19.0 35.1 151 132 14.4
Fredericton – Oromocto 133 144 169 -7.6 -21.3 569 648 -12.2
Bankruptcies 99 110 145 -10.0 -31.7 433 537 -19.4
Proposals 34 34 24 0.0 41.7 136 111 22.5
Edmundston – Woodstock 88 114 110 -22.8 -20.0 378 443 -14.7
Bankruptcies 74 103 95 -28.2 -22.1 330 388 -14.9
Proposals 14 11 15 27.3 -6.7 48 55 -12.7
Quebec 8,382 9,216 9,030 -9.0 -7.2 36,317 38,039 -4.5
Bankruptcies 6,067 6,703 6,719 -9.5 -9.7 26,411 28,350 -6.8
Proposals 2,315 2,513 2,311 -7.9 0.2 9,906 9,689 2.2
Gaspésie – Îles-de-la-Madeleine 80 109 105 -26.6 -23.8 387 373 3.8
Bankruptcies 61 77 72 -20.8 -15.3 272 254 7.1
Proposals 19 32 33 -40.6 -42.4 115 119 -3.4
Bas-Saint-Laurent 143 179 154 -20.1 -7.1 676 666 1.5
Bankruptcies 111 118 120 -5.9 -7.5 479 511 -6.3
Proposals 32 61 34 -47.5 -5.9 197 155 27.1
Capitale-Nationale 556 617 551 -9.9 0.9 2,442 2,407 1.5
Bankruptcies 447 470 443 -4.9 0.9 1,887 1,907 -1.0
Proposals 109 147 108 -25.9 0.9 555 500 11.0
Chaudière – Appalaches 251 317 310 -20.8 -19.0 1,223 1,319 -7.3
Bankruptcies 185 237 232 -21.9 -20.3 910 997 -8.7
Proposals 66 80 78 -17.5 -15.4 313 322 -2.8
Estrie 272 361 323 -24.7 -15.8 1,294 1,326 -2.4
Bankruptcies 221 294 265 -24.8 -16.6 1,064 1,083 -1.8
Proposals 51 67 58 -23.9 -12.1 230 243 -5.3
Centre-du-Québec 222 238 231 -6.7 -3.9 988 1,094 -9.7
Bankruptcies 182 187 180 -2.7 1.1 780 863 -9.6
Proposals 40 51 51 -21.6 -21.6 208 231 -10.0
Montérégie 1,547 1,657 1,676 -6.6 -7.7 6,509 6,884 -5.4
Bankruptcies 1,091 1,159 1,231 -5.9 -11.4 4,613 5,067 -9.0
Proposals 456 498 445 -8.4 2.5 1,896 1,817 4.3
Montréal 2,184 2,399 2,368 -9.0 -7.8 9,506 9,901 -4.0
Bankruptcies 1,608 1,769 1,797 -9.1 -10.5 7,073 7,447 -5.0
Proposals 576 630 571 -8.6 0.9 2,433 2,454 -0.9
Laval 437 487 487 -10.3 -10.3 1,974 2,059 -4.1
Bankruptcies 300 356 355 -15.7 -15.5 1,366 1,451 -5.9
Proposals 137 131 132 4.6 3.8 608 608 0.0
Lanaudière 609 703 702 -13.4 -13.2 2,668 2,867 -6.9
Bankruptcies 386 470 478 -17.9 -19.2 1,735 1,978 -12.3
Proposals 223 233 224 -4.3 -0.4 933 889 4.9
Laurentides 918 927 879 -1.0 4.4 3,561 3,637 -2.1
Bankruptcies 634 636 624 -0.3 1.6 2,432 2,550 -4.6
Proposals 284 291 255 -2.4 11.4 1,129 1,087 3.9
Outaouais 488 532 544 -8.3 -10.3 2,138 2,229 -4.1
Bankruptcies 331 387 376 -14.5 -12.0 1,478 1,599 -7.6
Proposals 157 145 168 8.3 -6.5 660 630 4.8
Abitibi – Témiscamingue 134 116 125 15.5 7.2 540 636 -15.1
Bankruptcies 87 84 105 3.6 -17.1 411 512 -19.7
Proposals 47 32 20 46.9 135.0 129 124 4.0
Mauricie 261 273 276 -4.4 -5.4 1,129 1,188 -5.0
Bankruptcies 212 223 203 -4.9 4.4 928 938 -1.1
Proposals 49 50 73 -2.0 -32.9 201 250 -19.6
Saguenay – Lac-Saint-Jean 236 235 241 0.4 -2.1 1,024 1,128 -9.2
Bankruptcies 174 181 192 -3.9 -9.4 776 938 -17.3
Proposals 62 54 49 14.8 26.5 248 190 30.5
Côte-Nord 41 55 55 -25.5 -25.5 216 277 -22.0
Bankruptcies 34 45 44 -24.4 -22.7 171 218 -21.6
Proposals 7 10 11 -30.0 -36.4 45 59 -23.7
Nord-du-Québec 6 12 4 -50.0 50.0 40 48 -16.7
Bankruptcies 5 12 3 -58.3 66.7 35 36 -2.8
Proposals 1 0 1 0.0 5 12 -58.3
Ontario 11,886 13,320 13,569 -10.8 -12.4 52,035 58,387 -10.9
Bankruptcies 6,057 6,839 7,858 -11.4 -22.9 26,952 35,238 -23.5
Proposals 5,829 6,481 5,711 -10.1 2.1 25,083 23,149 8.4
Ottawa 909 1,027 1,017 -11.5 -10.6 4,110 4,344 -5.4
Bankruptcies 591 642 664 -7.9 -11.0 2,635 2,986 -11.8
Proposals 318 385 353 -17.4 -9.9 1,475 1,358 8.6
Kingston – Pembroke 485 451 479 7.5 1.3 1,802 2,102 -14.3
Bankruptcies 343 301 310 14.0 10.6 1,165 1,487 -21.7
Proposals 142 150 169 -5.3 -16.0 637 615 3.6
Muskoka – Kawarthas 379 336 373 12.8 1.6 1,428 1,535 -7.0
Bankruptcies 212 177 219 19.8 -3.2 825 965 -14.5
Proposals 167 159 154 5.0 8.4 603 570 5.8
Toronto 5,237 5,756 5,783 -9.0 -9.4 22,606 25,375 -10.9
Bankruptcies 2,110 2,372 2,785 -11.0 -24.2 9,481 12,717 -25.4
Proposals 3,127 3,384 2,998 -7.6 4.3 13,125 12,658 3.7
Kitchener – Waterloo – Barrie 1,146 1,344 1,384 -14.7 -17.2 5,187 5,863 -11.5
Bankruptcies 577 707 849 -18.4 -32.0 2,705 3,701 -26.9
Proposals 569 637 535 -10.7 6.4 2,482 2,162 14.8
Hamilton – Niagara Peninsula 1,370 1,655 1,651 -17.2 -17.0 6,321 6,911 -8.5
Bankruptcies 689 821 963 -16.1 -28.5 3,173 4,343 -26.9
Proposals 681 834 688 -18.3 -1.0 3,148 2,568 22.6
London 834 878 968 -5.0 -13.8 3,461 3,798 -8.9
Bankruptcies 505 539 670 -6.3 -24.6 2,141 2,734 -21.7
Proposals 329 339 298 -2.9 10.4 1,320 1,064 24.1
Windsor – Sarnia 642 806 851 -20.3 -24.6 3,115 3,695 -15.7
Bankruptcies 421 524 593 -19.7 -29.0 2,031 2,643 -23.2
Proposals 221 282 258 -21.6 -14.3 1,084 1,052 3.0
Stratford – Bruce Peninsula 191 240 203 -20.4 -5.9 869 903 -3.8
Bankruptcies 132 170 155 -22.4 -14.8 594 688 -13.7
Proposals 59 70 48 -15.7 22.9 275 215 27.9
Northeast 559 658 678 -15.0 -17.6 2,492 3,002 -17.0
Bankruptcies 373 460 503 -18.9 -25.8 1,732 2,288 -24.3
Proposals 186 198 175 -6.1 6.3 760 714 6.4
Northwest 136 170 185 -20.0 -26.5 644 860 -25.1
Bankruptcies 104 127 148 -18.1 -29.7 470 686 -31.5
Proposals 32 43 37 -25.6 -13.5 174 174 0.0
Manitoba 514 553 642 -7.1 -19.9 2,306 2,724 -15.3
Bankruptcies 355 400 469 -11.3 -24.3 1,656 2,044 -19.0
Proposals 159 153 173 3.9 -8.1 650 680 -4.4
Southeast 20 49 51 -59.2 -60.8 160 182 -12.1
Bankruptcies 16 38 38 -57.9 -57.9 130 142 -8.5
Proposals 4 11 13 -63.6 -69.2 30 40 -25.0
South Central 16 21 30 -23.8 -46.7 91 112 -18.8
Bankruptcies 9 17 25 -47.1 -64.0 68 95 -28.4
Proposals 7 4 5 75.0 40.0 23 17 35.3
Southwest 67 58 74 15.5 -9.5 271 307 -11.7
Bankruptcies 42 38 48 10.5 -12.5 164 203 -19.2
Proposals 25 20 26 25.0 -3.8 107 104 2.9
North Central 8 9 16 -11.1 -50.0 57 77 -26.0
Bankruptcies 8 7 9 14.3 -11.1 42 50 -16.0
Proposals 0 2 7 -100.0 -100.0 15 27 -44.4
Winnipeg 328 346 400 -5.2 -18.0 1,452 1,747 -16.9
Bankruptcies 227 249 296 -8.8 -23.3 1,063 1,330 -20.1
Proposals 101 97 104 4.1 -2.9 389 417 -6.7
Interlake 33 28 29 17.9 13.8 120 123 -2.4
Bankruptcies 26 24 27 8.3 -3.7 92 97 -5.2
Proposals 7 4 2 75.0 250.0 28 26 7.7
Parklands 26 23 16 13.0 62.5 77 78 -1.3
Bankruptcies 17 10 11 70.0 54.5 42 60 -30.0
Proposals 9 13 5 -30.8 80.0 35 18 94.4
North 14 18 25 -22.2 -44.0 79 99 -20.2
Bankruptcies 9 16 15 -43.8 -40.0 56 67 -16.4
Proposals 5 2 10 150.0 -50.0 23 32 -28.1
Saskatchewan 506 552 574 -8.3 -11.8 2,137 2,356 -9.3
Bankruptcies 320 339 380 -5.6 -15.8 1,334 1,571 -15.1
Proposals 186 213 194 -12.7 -4.1 803 785 2.3
Regina – Moose Mountain 153 138 166 10.9 -7.8 613 636 -3.6
Bankruptcies 74 69 101 7.2 -26.7 318 379 -16.1
Proposals 79 69 65 14.5 21.5 295 257 14.8
Swift Current – Moose Jaw 34 67 54 -49.3 -37.0 216 244 -11.5
Bankruptcies 26 44 39 -40.9 -33.3 145 166 -12.7
Proposals 8 23 15 -65.2 -46.7 71 78 -9.0
Saskatoon – Biggar 160 174 189 -8.0 -15.3 651 765 -14.9
Bankruptcies 115 108 129 6.5 -10.9 425 521 -18.4
Proposals 45 66 60 -31.8 -25.0 226 244 -7.4
Yorkton – Melville 46 40 43 15.0 7.0 182 189 -3.7
Bankruptcies 31 31 22 0.0 40.9 130 131 -0.8
Proposals 15 9 21 66.7 -28.6 52 58 -10.3
Prince Albert 99 129 114 -23.3 -13.2 427 473 -9.7
Bankruptcies 66 86 81 -23.3 -18.5 280 333 -15.9
Proposals 33 43 33 -23.3 0.0 147 140 5.0
Northern 14 4 8 250.0 75.0 47 49 -4.1
Bankruptcies 9 1 7 800.0 28.6 36 40 -10.0
Proposals 5 3 1 66.7 400.0 11 9 22.2
Alberta 2,411 2,663 2,631 -9.5 -8.4 10,266 10,921 -6.0
Bankruptcies 1,654 1,906 1,973 -13.2 -16.2 7,340 8,274 -11.3
Proposals 757 757 658 0.0 15.0 2,926 2,647 10.5
Lethbridge – Medicine Hat 222 228 222 -2.6 0.0 940 1,085 -13.4
Bankruptcies 160 168 169 -4.8 -5.3 690 854 -19.2
Proposals 62 60 53 3.3 17.0 250 231 8.2
Camrose – Drumheller 108 104 121 3.8 -10.7 398 476 -16.4
Bankruptcies 76 80 88 -5.0 -13.6 291 370 -21.4
Proposals 32 24 33 33.3 -3.0 107 106 0.9
Calgary 956 982 928 -2.6 3.0 3,748 3,682 1.8
Bankruptcies 673 753 743 -10.6 -9.4 2,859 2,882 -0.8
Proposals 283 229 185 23.6 53.0 889 800 11.1
Banff – Jasper – Rocky Mountain House 65 56 48 16.1 35.4 214 243 -11.9
Bankruptcies 57 42 40 35.7 42.5 171 185 -7.6
Proposals 8 14 8 -42.9 0.0 43 58 -25.9
Red Deer 110 152 109 -27.6 0.9 581 568 2.3
Bankruptcies 73 101 86 -27.7 -15.1 419 456 -8.1
Proposals 37 51 23 -27.5 60.9 162 112 44.6
Edmonton 777 922 986 -15.7 -21.2 3,538 3,794 -6.7
Bankruptcies 495 595 688 -16.8 -28.1 2,315 2,722 -15.0
Proposals 282 327 298 -13.8 -5.4 1,223 1,072 14.1
Athabasca – Grande Prairie – Peace River 128 171 167 -25.1 -23.4 653 865 -24.5
Bankruptcies 91 131 128 -30.5 -28.9 473 668 -29.2
Proposals 37 40 39 -7.5 -5.1 180 197 -8.6
Wood Buffalo – Cold Lake 45 49 50 -8.2 -10.0 194 208 -6.7
Bankruptcies 29 35 30 -17.1 -3.3 123 137 -10.2
Proposals 16 14 20 14.3 -20.0 71 71 0.0
British Columbia 2,921 2,939 2,950 -0.6 -1.0 12,104 12,492 -3.1
Bankruptcies 1,985 2,057 2,209 -3.5 -10.1 8,688 9,545 -9.0
Proposals 936 882 741 6.1 26.3 3,416 2,947 15.9
Vancouver Island and Coast 581 660 601 -12.0 -3.3 2,578 2,459 4.8
Bankruptcies 433 475 471 -8.8 -8.1 1,943 1,954 -0.6
Proposals 148 185 130 -20.0 13.8 635 505 25.7
Lower Mainland – Southwest 1,641 1,510 1,565 8.7 4.9 6,400 6,689 -4.3
Bankruptcies 1,067 1,049 1,151 1.7 -7.3 4,515 5,037 -10.4
Proposals 574 461 414 24.5 38.6 1,885 1,652 14.1
Thompson – Okanagan 434 441 444 -1.6 -2.3 1,913 1,848 3.5
Bankruptcies 292 293 325 -0.3 -10.2 1,301 1,396 -6.8
Proposals 142 148 119 -4.1 19.3 612 452 35.4
Kootenay 81 110 114 -26.4 -28.9 378 423 -10.6
Bankruptcies 60 69 77 -13.0 -22.1 272 309 -12.0
Proposals 21 41 37 -48.8 -43.2 106 114 -7.0
Cariboo 119 138 121 -13.8 -1.7 515 589 -12.6
Bankruptcies 79 107 92 -26.2 -14.1 404 451 -10.4
Proposals 40 31 29 29.0 37.9 111 138 -19.6
North Coast 25 24 37 4.2 -32.4 103 146 -29.5
Bankruptcies 21 18 33 16.7 -36.4 83 121 -31.4
Proposals 4 6 4 -33.3 0.0 20 25 -20.0
Nechako 12 19 29 -36.8 -58.6 87 120 -27.5
Bankruptcies 9 14 27 -35.7 -66.7 65 104 -37.5
Proposals 3 5 2 -40.0 50.0 22 16 37.5
Northeast 28 36 37 -22.2 -24.3 129 218 -40.8
Bankruptcies 24 31 32 -22.6 -25.0 104 173 -39.9
Proposals 4 5 5 -20.0 -20.0 25 45 -44.4
Northwest Territories 12 12 7 0.0 71.4 45 40 12.5
Bankruptcies 9 8 3 12.5 200.0 32 28 14.3
Proposals 3 4 4 -25.0 -25.0 13 12 8.3
Yukon Territory 11 8 7 37.5 57.1 44 37 18.9
Bankruptcies 9 8 7 12.5 28.6 39 31 25.8
Proposals 2 0 0 5 6 -16.7
Nunavut 2 3 0 -33.3 10 4 150.0
Bankruptcies 1 3 0 -66.7 9 3 200.0
Proposals 1 0 0 1 1 0.0
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Table 6: Insolvencies Filed by Businesses by ER
empty cell Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
Newfoundland and Labrador 5 7 3 -28.6 66.7 30 25 20.0
Bankruptcies 5 7 3 -28.6 66.7 28 25 12.0
Proposals 0 0 0 2 0
Avalon Peninsula 1 4 2 -75.0 -50.0 15 11 36.4
Bankruptcies 1 4 2 -75.0 -50.0 13 11 18.2
Proposals 0 0 0 2 0
South Coast – Burin Peninsula 0 1 0 -100.0 1 2 -50.0
Bankruptcies 0 1 0 -100.0 1 2 -50.0
Proposals 0 0 0 0 0
West Coast – Northern Peninsula – Labrador 3 1 0 200.0 7 6 16.7
Bankruptcies 3 1 0 200.0 7 6 16.7
Proposals 0 0 0 0 0
Notre Dame – Central Bonavista Bay 1 1 1 0.0 0.0 6 7 -14.3
Bankruptcies 1 1 1 0.0 0.0 6 7 -14.3
Proposals 0 0 0 0 0
Prince Edward Island 4 4 5 0.0 -20.0 20 18 11.1
Bankruptcies 4 2 3 100.0 33.3 14 15 -6.7
Proposals 0 2 2 -100.0 -100.0 6 3 100.0
Nova Scotia 18 33 42 -45.5 -57.1 136 165 -17.6
Bankruptcies 14 27 32 -48.1 -56.3 117 132 -11.4
Proposals 4 6 10 -33.3 -60.0 19 33 -42.4
Cape Breton 0 1 3 -100.0 -100.0 9 9 0.0
Bankruptcies 0 1 2 -100.0 -100.0 8 6 33.3
Proposals 0 0 1 -100.0 1 3 -66.7
North Shore 2 5 3 -60.0 -33.3 12 21 -42.9
Bankruptcies 2 3 3 -33.3 -33.3 9 21 -57.1
Proposals 0 2 0 -100.0 3 0
Annapolis Valley 1 5 6 -80.0 -83.3 14 22 -36.4
Bankruptcies 1 4 5 -75.0 -80.0 12 21 -42.9
Proposals 0 1 1 -100.0 -100.0 2 1 100.0
Southern 4 3 6 33.3 -33.3 16 20 -20.0
Bankruptcies 3 3 2 0.0 50.0 13 15 -13.3
Proposals 1 0 4 -75.0 3 5 -40.0
Halifax 11 17 23 -35.3 -52.2 85 92 -7.6
Bankruptcies 8 15 19 -46.7 -57.9 76 68 11.8
Proposals 3 2 4 50.0 -25.0 9 24 -62.5
New Brunswick 21 20 16 5.0 31.3 72 95 -24.2
Bankruptcies 15 16 14 -6.3 7.1 54 81 -33.3
Proposals 6 4 2 50.0 200.0 18 14 28.6
Campbellton – Miramichi 7 4 2 75.0 250.0 17 24 -29.2
Bankruptcies 6 4 2 50.0 200.0 15 22 -31.8
Proposals 1 0 0 2 2 0.0
Moncton – Richibucto 3 8 10 -62.5 -70.0 26 31 -16.1
Bankruptcies 3 5 9 -40.0 -66.7 21 30 -30.0
Proposals 0 3 1 -100.0 -100.0 5 1 400.0
Saint John – St. Stephen 6 3 3 100.0 100.0 14 7 100.0
Bankruptcies 3 3 2 0.0 50.0 7 4 75.0
Proposals 3 0 1 200.0 7 3 133.3
Fredericton – Oromocto 2 1 1 100.0 100.0 6 17 -64.7
Bankruptcies 1 1 1 0.0 0.0 4 10 -60.0
Proposals 1 0 0 2 7 -71.4
Edmundston – Woodstock 2 3 0 -33.3 8 15 -46.7
Bankruptcies 1 2 0 -50.0 6 14 -57.1
Proposals 1 1 0 0.0 2 1 100.0
Quebec 457 572 449 -20.1 1.8 2,095 2,192 -4.4
Bankruptcies 330 423 321 -22.0 2.8 1,569 1,549 1.3
Proposals 127 149 128 -14.8 -0.8 526 643 -18.2
Gaspésie – Îles-de-la-Madeleine 13 8 5 62.5 160.0 32 12 166.7
Bankruptcies 5 6 4 -16.7 25.0 21 9 133.3
Proposals 8 2 1 300.0 700.0 11 3 266.7
Bas-Saint-Laurent 16 11 5 45.5 220.0 51 39 30.8
Bankruptcies 11 6 3 83.3 266.7 38 25 52.0
Proposals 5 5 2 0.0 150.0 13 14 -7.1
Capitale-Nationale 35 40 36 -12.5 -2.8 157 153 2.6
Bankruptcies 25 33 27 -24.2 -7.4 117 100 17.0
Proposals 10 7 9 42.9 11.1 40 53 -24.5
Chaudière – Appalaches 14 29 19 -51.7 -26.3 79 91 -13.2
Bankruptcies 10 23 11 -56.5 -9.1 63 70 -10.0
Proposals 4 6 8 -33.3 -50.0 16 21 -23.8
Estrie 8 11 11 -27.3 -27.3 45 63 -28.6
Bankruptcies 7 7 8 0.0 -12.5 34 46 -26.1
Proposals 1 4 3 -75.0 -66.7 11 17 -35.3
Centre-du-Québec 14 22 15 -36.4 -6.7 62 53 17.0
Bankruptcies 10 17 9 -41.2 11.1 47 33 42.4
Proposals 4 5 6 -20.0 -33.3 15 20 -25.0
Montérégie 82 89 77 -7.9 6.5 333 364 -8.5
Bankruptcies 68 65 57 4.6 19.3 257 269 -4.5
Proposals 14 24 20 -41.7 -30.0 76 95 -20.0
Montréal 133 163 145 -18.4 -8.3 619 720 -14.0
Bankruptcies 87 120 107 -27.5 -18.7 465 492 -5.5
Proposals 46 43 38 7.0 21.1 154 228 -32.5
Laval 30 39 40 -23.1 -25.0 154 146 5.5
Bankruptcies 20 31 23 -35.5 -13.0 108 93 16.1
Proposals 10 8 17 25.0 -41.2 46 53 -13.2
Lanaudière 21 37 22 -43.2 -4.5 124 131 -5.3
Bankruptcies 17 33 15 -48.5 13.3 94 98 -4.1
Proposals 4 4 7 0.0 -42.9 30 33 -9.1
Laurentides 37 52 28 -28.8 32.1 197 176 11.9
Bankruptcies 31 36 21 -13.9 47.6 144 126 14.3
Proposals 6 16 7 -62.5 -14.3 53 50 6.0
Outaouais 17 17 12 0.0 41.7 81 68 19.1
Bankruptcies 10 8 8 25.0 25.0 53 44 20.5
Proposals 7 9 4 -22.2 75.0 28 24 16.7
Abitibi – Témiscamingue 3 6 9 -50.0 -66.7 22 43 -48.8
Bankruptcies 3 6 5 -50.0 -40.0 22 38 -42.1
Proposals 0 0 4 -100.0 0 5 -100.0
Mauricie 16 22 14 -27.3 14.3 68 76 -10.5
Bankruptcies 13 13 14 0.0 -7.1 48 58 -17.2
Proposals 3 9 0 -66.7 20 18 11.1
Saguenay – Lac-Saint-Jean 8 16 6 -50.0 33.3 49 42 16.7
Bankruptcies 8 11 5 -27.3 60.0 41 36 13.9
Proposals 0 5 1 -100.0 -100.0 8 6 33.3
Côte-Nord 5 6 2 -16.7 150.0 14 9 55.6
Bankruptcies 3 6 2 -50.0 50.0 12 8 50.0
Proposals 2 0 0 2 1 100.0
Nord-du-Québec 0 1 1 -100.0 -100.0 5 4 25.0
Bankruptcies 0 1 1 -100.0 -100.0 4 4 0.0
Proposals 0 0 0 1 0
Ontario 360 424 417 -15.1 -13.7 1,636 2,003 -18.3
Bankruptcies 290 341 333 -15.0 -12.9 1,308 1,677 -22.0
Proposals 70 83 84 -15.7 -16.7 328 326 0.6
Ottawa 23 43 35 -46.5 -34.3 123 190 -35.3
Bankruptcies 19 32 26 -40.6 -26.9 95 156 -39.1
Proposals 4 11 9 -63.6 -55.6 28 34 -17.6
Kingston – Pembroke 11 6 16 83.3 -31.3 36 57 -36.8
Bankruptcies 8 6 15 33.3 -46.7 31 48 -35.4
Proposals 3 0 1 200.0 5 9 -44.4
Muskoka – Kawarthas 21 5 8 320.0 162.5 43 46 -6.5
Bankruptcies 20 4 7 400.0 185.7 41 41 0.0
Proposals 1 1 1 0.0 0.0 2 5 -60.0
Toronto 193 232 222 -16.8 -13.1 901 1,039 -13.3
Bankruptcies 143 190 174 -24.7 -17.8 704 850 -17.2
Proposals 50 42 48 19.0 4.2 197 189 4.2
Kitchener – Waterloo – Barrie 28 39 34 -28.2 -17.6 139 163 -14.7
Bankruptcies 27 33 28 -18.2 -3.6 117 145 -19.3
Proposals 1 6 6 -83.3 -83.3 22 18 22.2
Hamilton – Niagara Peninsula 41 45 46 -8.9 -10.9 180 237 -24.1
Bankruptcies 37 31 36 19.4 2.8 144 206 -30.1
Proposals 4 14 10 -71.4 -60.0 36 31 16.1
London 8 12 7 -33.3 14.3 59 63 -6.3
Bankruptcies 7 9 5 -22.2 40.0 44 52 -15.4
Proposals 1 3 2 -66.7 -50.0 15 11 36.4
Windsor – Sarnia 18 13 18 38.5 0.0 58 75 -22.7
Bankruptcies 15 11 14 36.4 7.1 51 64 -20.3
Proposals 3 2 4 50.0 -25.0 7 11 -36.4
Stratford – Bruce Peninsula 6 7 7 -14.3 -14.3 31 32 -3.1
Bankruptcies 6 6 7 0.0 -14.3 28 27 3.7
Proposals 0 1 0 -100.0 3 5 -40.0
Northeast 7 13 15 -46.2 -53.3 45 62 -27.4
Bankruptcies 5 10 13 -50.0 -61.5 34 55 -38.2
Proposals 2 3 2 -33.3 0.0 11 7 57.1
Northwest 2 7 8 -71.4 -75.0 19 38 -50.0
Bankruptcies 2 7 7 -71.4 -71.4 19 34 -44.1
Proposals 0 0 1 -100.0 0 4 -100.0
Manitoba 14 11 15 27.3 -6.7 64 83 -22.9
Bankruptcies 13 9 10 44.4 30.0 53 65 -18.5
Proposals 1 2 5 -50.0 -80.0 11 18 -38.9
Southeast 2 2 0 0.0 5 4 25.0
Bankruptcies 2 2 0 0.0 4 3 33.3
Proposals 0 0 0 1 1 0.0
South Central 3 0 1 200.0 7 5 40.0
Bankruptcies 3 0 1 200.0 6 5 20.0
Proposals 0 0 0 1 0
Southwest 4 4 3 0.0 33.3 14 21 -33.3
Bankruptcies 3 4 3 -25.0 0.0 13 19 -31.6
Proposals 1 0 0 1 2 -50.0
North Central 0 0 0 3 4 -25.0
Bankruptcies 0 0 0 1 4 -75.0
Proposals 0 0 0 2 0
Winnipeg 4 3 10 33.3 -60.0 24 35 -31.4
Bankruptcies 4 1 6 300.0 -33.3 21 21 0.0
Proposals 0 2 4 -100.0 -100.0 3 14 -78.6
Interlake 1 1 0 0.0 2 7 -71.4
Bankruptcies 1 1 0 0.0 2 7 -71.4
Proposals 0 0 0 0 0
Parklands 0 0 1 -100.0 6 6 0.0
Bankruptcies 0 0 0 3 5 -40.0
Proposals 0 0 1 -100.0 3 1 200.0
North 0 1 0 -100.0 2 0
Bankruptcies 0 1 0 -100.0 2 0
Proposals 0 0 0 0 0
Saskatchewan 43 35 29 22.9 48.3 162 154 5.2
Bankruptcies 33 25 20 32.0 65.0 110 99 11.1
Proposals 10 10 9 0.0 11.1 52 55 -5.5
Regina – Moose Mountain 21 10 10 110.0 110.0 56 53 5.7
Bankruptcies 17 7 7 142.9 142.9 38 27 40.7
Proposals 4 3 3 33.3 33.3 18 26 -30.8
Swift Current – Moose Jaw 2 2 3 0.0 -33.3 16 23 -30.4
Bankruptcies 1 2 1 -50.0 0.0 8 13 -38.5
Proposals 1 0 2 -50.0 8 10 -20.0
Saskatoon – Biggar 2 14 7 -85.7 -71.4 39 44 -11.4
Bankruptcies 2 9 7 -77.8 -71.4 32 37 -13.5
Proposals 0 5 0 -100.0 7 7 0.0
Yorkton – Melville 7 4 4 75.0 75.0 24 10 140.0
Bankruptcies 5 2 1 150.0 400.0 13 5 160.0
Proposals 2 2 3 0.0 -33.3 11 5 120.0
Prince Albert 8 5 5 60.0 60.0 21 23 -8.7
Bankruptcies 5 5 4 0.0 25.0 14 16 -12.5
Proposals 3 0 1 200.0 7 7 0.0
Northern 3 0 0 4 1 300.0
Bankruptcies 3 0 0 4 1 300.0
Proposals 0 0 0 0 0
Alberta 79 83 110 -4.8 -28.2 357 473 -24.5
Bankruptcies 64 55 91 16.4 -29.7 284 388 -26.8
Proposals 15 28 19 -46.4 -21.1 73 85 -14.1
Lethbridge – Medicine Hat 2 3 6 -33.3 -66.7 16 26 -38.5
Bankruptcies 2 3 4 -33.3 -50.0 16 20 -20.0
Proposals 0 0 2 -100.0 0 6 -100.0
Camrose – Drumheller 3 2 2 50.0 50.0 12 24 -50.0
Bankruptcies 1 2 1 -50.0 0.0 7 20 -65.0
Proposals 2 0 1 100.0 5 4 25.0
Calgary 33 28 38 17.9 -13.2 136 160 -15.0
Bankruptcies 27 17 35 58.8 -22.9 108 141 -23.4
Proposals 6 11 3 -45.5 100.0 28 19 47.4
Banff – Jasper – Rocky Mountain House 2 3 1 -33.3 100.0 10 12 -16.7
Bankruptcies 2 3 1 -33.3 100.0 9 12 -25.0
Proposals 0 0 0 1 0
Red Deer 5 7 11 -28.6 -54.5 31 40 -22.5
Bankruptcies 5 4 10 25.0 -50.0 25 35 -28.6
Proposals 0 3 1 -100.0 -100.0 6 5 20.0
Edmonton 25 32 30 -21.9 -16.7 107 129 -17.1
Bankruptcies 20 21 24 -4.8 -16.7 86 98 -12.2
Proposals 5 11 6 -54.5 -16.7 21 31 -32.3
Athabasca – Grande Prairie – Peace River 6 6 17 0.0 -64.7 32 65 -50.8
Bankruptcies 5 4 12 25.0 -58.3 26 50 -48.0
Proposals 1 2 5 -50.0 -80.0 6 15 -60.0
Wood Buffalo – Cold Lake 1 0 3 -66.7 11 15 -26.7
Bankruptcies 1 0 3 -66.7 5 11 -54.5
Proposals 0 0 0 6 4 50.0
British Columbia 62 68 63 -8.8 -1.6 241 309 -22.0
Bankruptcies 47 52 50 -9.6 -6.0 191 248 -23.0
Proposals 15 16 13 -6.3 15.4 50 61 -18.0
Vancouver Island and Coast 12 12 14 0.0 -14.3 50 43 16.3
Bankruptcies 8 12 10 -33.3 -20.0 44 29 51.7
Proposals 4 0 4 0.0 6 14 -57.1
Lower Mainland – Southwest 34 37 33 -8.1 3.0 132 184 -28.3
Bankruptcies 27 27 26 0.0 3.8 102 151 -32.5
Proposals 7 10 7 -30.0 0.0 30 33 -9.1
Thompson – Okanagan 13 11 9 18.2 44.4 41 49 -16.3
Bankruptcies 11 7 8 57.1 37.5 31 45 -31.1
Proposals 2 4 1 -50.0 100.0 10 4 150.0
Kootenay 1 3 3 -66.7 -66.7 8 6 33.3
Bankruptcies 0 3 2 -100.0 -100.0 7 5 40.0
Proposals 1 0 1 0.0 1 1 0.0
Cariboo 0 1 1 -100.0 -100.0 2 10 -80.0
Bankruptcies 0 0 1 -100.0 1 3 -66.7
Proposals 0 1 0 -100.0 1 7 -85.7
North Coast 1 0 0 1 1 0.0
Bankruptcies 1 0 0 1 1 0.0
Proposals 0 0 0 0 0
Nechako 0 1 0 -100.0 2 5 -60.0
Bankruptcies 0 0 0 1 5 -80.0
Proposals 0 1 0 -100.0 1 0
Northeast 1 3 2 -66.7 -50.0 4 9 -55.6
Bankruptcies 0 3 2 -100.0 -100.0 3 8 -62.5
Proposals 1 0 0 1 1 0.0
Northwest Territories 0 0 1 -100.0 2 1 100.0
Bankruptcies 0 0 0 0 0
Proposals 0 0 1 -100.0 2 1 100.0
Yukon Territory 1 0 0 2 3 -33.3
Bankruptcies 1 0 0 1 0
Proposals 0 0 0 1 3 -66.7
Nunavut 0 0 0 0 0
Bankruptcies 0 0 0 0 0
Proposals 0 0 0 0 0
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Table 7: Insolvencies Filed by Consumers by CMA
empty cell Prov. Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
St. John's N.L. 166 170 173 -2.4 -4.0 703 760 -7.5
Bankruptcies empty cell 155 158 156 -1.9 -0.6 652 704 -7.4
Proposals empty cell 11 12 17 -8.3 -35.3 51 56 -8.9
Halifax N.S. 381 407 421 -6.4 -9.5 1,712 1,808 -5.3
Bankruptcies empty cell 299 348 354 -14.1 -15.5 1,400 1,503 -6.9
Proposals empty cell 82 59 67 39.0 22.4 312 305 2.3
Moncton N.B. 182 182 197 0.0 -7.6 701 747 -6.2
Bankruptcies empty cell 137 162 158 -15.4 -13.3 568 604 -6.0
Proposals empty cell 45 20 39 125.0 15.4 133 143 -7.0
Saint John N.B. 189 169 171 11.8 10.5 640 592 8.1
Bankruptcies empty cell 149 141 140 5.7 6.4 524 492 6.5
Proposals empty cell 40 28 31 42.9 29.0 116 100 16.0
Saguenay Que. 129 151 142 -14.6 -9.2 598 662 -9.7
Bankruptcies empty cell 86 115 115 -25.2 -25.2 429 543 -21.0
Proposals empty cell 43 36 27 19.4 59.3 169 119 42.0
Québec Que. 539 638 581 -15.5 -7.2 2,485 2,474 0.4
Bankruptcies empty cell 435 486 456 -10.5 -4.6 1,921 1,937 -0.8
Proposals empty cell 104 152 125 -31.6 -16.8 564 537 5.0
Sherbrooke Que. 164 227 217 -27.8 -24.4 797 863 -7.6
Bankruptcies empty cell 136 189 180 -28.0 -24.4 676 711 -4.9
Proposals empty cell 28 38 37 -26.3 -24.3 121 152 -20.4
Trois-Rivières Que. 133 151 144 -11.9 -7.6 606 656 -7.6
Bankruptcies empty cell 108 117 113 -7.7 -4.4 495 532 -7.0
Proposals empty cell 25 34 31 -26.5 -19.4 111 124 -10.5
Montréal Que. 4,377 4,744 4,692 -7.7 -6.7 18,705 19,644 -4.8
Bankruptcies empty cell 3,104 3,348 3,440 -7.3 -9.8 13,269 14,244 -6.8
Proposals empty cell 1,273 1,396 1,252 -8.8 1.7 5,436 5,400 0.7
Ottawa – Gatineau Ont./ Que. 952 1,046 1,087 -9.0 -12.4 4,237 4,443 -4.6
Bankruptcies empty cell 627 671 702 -6.6 -10.7 2,727 3,043 -10.4
Proposals empty cell 325 375 385 -13.3 -15.6 1,510 1,400 7.9
Kingston Ont. 164 133 149 23.3 10.1 583 649 -10.2
Bankruptcies empty cell 121 97 92 24.7 31.5 386 459 -15.9
Proposals empty cell 43 36 57 19.4 -24.6 197 190 3.7
Bankruptcies empty cell 61 49 84 24.5 -27.4 257 298 -13.8
Proposals empty cell 50 61 58 -18.0 -13.8 189 180 5.0
Oshawa Ont. 427 388 460 10.1 -7.2 1,750 1,976 -11.4
Bankruptcies empty cell 163 158 236 3.2 -30.9 724 983 -26.3
Proposals empty cell 264 230 224 14.8 17.9 1,026 993 3.3
Toronto Ont. 4,732 5,297 5,273 -10.7 -10.3 20,605 23,267 -11.4
Bankruptcies empty cell 1,916 2,197 2,541 -12.8 -24.6 8,680 11,739 -26.1
Proposals empty cell 2,816 3,100 2,732 -9.2 3.1 11,925 11,528 3.4
Hamilton Ont. 708 867 813 -18.3 -12.9 3,292 3,443 -4.4
Bankruptcies empty cell 344 420 466 -18.1 -26.2 1,610 2,133 -24.5
Proposals empty cell 364 447 347 -18.6 4.9 1,682 1,310 28.4
St. Catharines – Niagara Ont. 403 478 546 -15.7 -26.2 1,875 2,182 -14.1
Bankruptcies empty cell 222 257 328 -13.6 -32.3 998 1,397 -28.6
Proposals empty cell 181 221 218 -18.1 -17.0 877 785 11.7
Kitchener Ont. 399 453 504 -11.9 -20.8 1,880 2,254 -16.6
Bankruptcies empty cell 230 259 314 -11.2 -26.8 1,072 1,452 -26.2
Proposals empty cell 169 194 190 -12.9 -11.1 808 802 0.7
Brantford Ont. 120 158 159 -24.1 -24.5 595 740 -19.6
Bankruptcies empty cell 53 82 94 -35.4 -43.6 291 476 -38.9
Proposals empty cell 67 76 65 -11.8 3.1 304 264 15.2
Guelph Ont. 97 137 140 -29.2 -30.7 478 551 -13.2
Bankruptcies empty cell 44 77 77 -42.9 -42.9 237 335 -29.3
Proposals empty cell 53 60 63 -11.7 -15.9 241 216 11.6
London Ont. 630 652 763 -3.4 -17.4 2,622 2,820 -7.0
Bankruptcies empty cell 378 394 528 -4.1 -28.4 1,581 2,021 -21.8
Proposals empty cell 252 258 235 -2.3 7.2 1,041 799 30.3
Windsor Ont. 323 437 471 -26.1 -31.4 1,667 2,014 -17.2
Bankruptcies empty cell 205 277 317 -26.0 -35.3 1,070 1,380 -22.5
Proposals empty cell 118 160 154 -26.3 -23.4 597 634 -5.8
Barrie Ont. 239 296 297 -19.3 -19.5 1,064 1,151 -7.6
Bankruptcies empty cell 108 131 184 -17.6 -41.3 472 669 -29.4
Proposals empty cell 131 165 113 -20.6 15.9 592 482 22.8
Greater Sudbury Ont. 162 191 205 -15.2 -21.0 728 888 -18.0
Bankruptcies empty cell 90 121 151 -25.6 -40.4 459 684 -32.9
Proposals empty cell 72 70 54 2.9 33.3 269 204 31.9
Thunder Bay Ont. 76 101 104 -24.8 -26.9 387 476 -18.7
Bankruptcies empty cell 52 83 87 -37.3 -40.2 282 396 -28.8
Proposals empty cell 24 18 17 33.3 41.2 105 80 31.3
Winnipeg Man. 333 355 412 -6.2 -19.2 1,471 1,769 -16.8
Bankruptcies empty cell 234 255 306 -8.2 -23.5 1,084 1,352 -19.8
Proposals empty cell 99 100 106 -1.0 -6.6 387 417 -7.2
Regina Sask. 109 109 128 0.0 -14.8 458 494 -7.3
Bankruptcies empty cell 55 53 70 3.8 -21.4 241 275 -12.4
Proposals empty cell 54 56 58 -3.6 -6.9 217 219 -0.9
Saskatoon Sask. 122 151 152 -19.2 -19.7 538 630 -14.6
Bankruptcies empty cell 90 88 101 2.3 -10.9 349 423 -17.5
Proposals empty cell 32 63 51 -49.2 -37.3 189 207 -8.7
Calgary Alta. 863 876 858 -1.5 0.6 3,385 3,375 0.3
Bankruptcies empty cell 604 671 686 -10.0 -12.0 2,592 2,625 -1.3
Proposals empty cell 259 205 172 26.3 50.6 793 750 5.7
Edmonton Alta. 739 876 930 -15.6 -20.5 3,360 3,572 -5.9
Bankruptcies empty cell 469 565 646 -17.0 -27.4 2,188 2,551 -14.2
Proposals empty cell 270 311 284 -13.2 -4.9 1,172 1,021 14.8
Kelowna B.C. 174 155 166 12.3 4.8 712 723 -1.5
Bankruptcies empty cell 108 102 126 5.9 -14.3 459 548 -16.2
Proposals empty cell 66 53 40 24.5 65.0 253 175 44.6
Abbotsford B.C. 159 99 107 60.6 48.6 503 488 3.1
Bankruptcies empty cell 95 69 77 37.7 23.4 358 381 -6.0
Proposals empty cell 64 30 30 113.3 113.3 145 107 35.5
Vancouver B.C. 1,318 1,244 1,273 5.9 3.5 5,215 5,512 -5.4
Bankruptcies empty cell 854 847 927 0.8 -7.9 3,629 4,100 -11.5
Proposals empty cell 464 397 346 16.9 34.1 1,586 1,412 12.3
Victoria B.C. 243 282 261 -13.8 -6.9 1,098 1,063 3.3
Bankruptcies empty cell 177 201 205 -11.9 -13.7 829 830 -0.1
Proposals empty cell 66 81 56 -18.5 17.9 269 233 15.5
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Table 8: Insolvencies Filed by Businesses by CMA
empty cell Prov. Volume % Change 12-Month Period Ending
Q3 2011 Q2 2011 Q3 2010 Q2 2011 to Q3 2011 Q3 2010 to Q3 2011 09-30-2011 09-30-2010 % Change
St. John's N.L. 1 3 1 -66.7 0.0 9 7 28.6
Bankruptcies empty cell 1 3 1 -66.7 0.0 9 7 28.6
Proposals empty cell 0 0 0 0 0
Halifax N.S. 11 16 22 -31.3 -50.0 79 86 -8.1
Bankruptcies empty cell 8 14 18 -42.9 -55.6 70 65 7.7
Proposals empty cell 3 2 4 50.0 -25.0 9 21 -57.1
Moncton N.B. 2 5 9 -60.0 -77.8 20 21 -4.8
Bankruptcies empty cell 2 4 8 -50.0 -75.0 17 20 -15.0
Proposals empty cell 0 1 1 -100.0 -100.0 3 1 200.0
Saint John N.B. 2 1 3 100.0 -33.3 5 6 -16.7
Bankruptcies empty cell 1 1 2 0.0 -50.0 2 4 -50.0
Proposals empty cell 1 0 1 0.0 3 2 50.0
Saguenay Que. 0 9 3 -100.0 -100.0 21 22 -4.5
Bankruptcies empty cell 0 7 3 -100.0 -100.0 16 19 -15.8
Proposals empty cell 0 2 0 -100.0 5 3 66.7
Québec Que. 38 42 39 -9.5 -2.6 171 170 0.6
Bankruptcies empty cell 28 36 27 -22.2 3.7 132 119 10.9
Proposals empty cell 10 6 12 66.7 -16.7 39 51 -23.5
Sherbrooke Que. 2 4 5 -50.0 -60.0 21 36 -41.7
Bankruptcies empty cell 2 2 4 0.0 -50.0 13 28 -53.6
Proposals empty cell 0 2 1 -100.0 -100.0 8 8 0.0
Trois-Rivières Que. 10 6 4 66.7 150.0 35 38 -7.9
Bankruptcies empty cell 8 5 3 60.0 166.7 27 25 8.0
Proposals empty cell 2 1 1 100.0 100.0 8 13 -38.5
Montréal Que. 256 321 271 -20.2 -5.5 1,186 1,292 -8.2
Bankruptcies empty cell 188 241 191 -22.0 -1.6 891 900 -1.0
Proposals empty cell 68 80 80 -15.0 -15.0 295 392 -24.7
Ottawa – Gatineau Ont./ Que. 33 38 36 -13.2 -8.3 148 188 -21.3
Bankruptcies empty cell 23 26 25 -11.5 -8.0 106 141 -24.8
Proposals empty cell 10 12 11 -16.7 -9.1 42 47 -10.6
Kingston Ont. 3 3 6 0.0 -50.0 13 19 -31.6
Bankruptcies empty cell 2 3 6 -33.3 -66.7 10 17 -41.2
Proposals empty cell 1 0 0 3 2 50.0
Peterborough Ont. 10 2 1 400.0 900.0 13 5 160.0
Bankruptcies empty cell 9 2 1 350.0 800.0 12 5 140.0
Proposals empty cell 1 0 0 1 0
Oshawa Ont. 6 11 16 -45.5 -62.5 42 71 -40.8
Bankruptcies empty cell 6 9 13 -33.3 -53.8 40 63 -36.5
Proposals empty cell 0 2 3 -100.0 -100.0 2 8 -75.0
Toronto Ont. 180 211 198 -14.7 -9.1 833 944 -11.8
Bankruptcies empty cell 133 172 153 -22.7 -13.1 641 764 -16.1
Proposals empty cell 47 39 45 20.5 4.4 192 180 6.7
Hamilton Ont. 19 25 22 -24.0 -13.6 87 109 -20.2
Bankruptcies empty cell 16 18 17 -11.1 -5.9 68 95 -28.4
Proposals empty cell 3 7 5 -57.1 -40.0 19 14 35.7
St. Catharines – Niagara Ont. 14 9 14 55.6 0.0 55 78 -29.5
Bankruptcies empty cell 13 8 11 62.5 18.2 49 68 -27.9
Proposals empty cell 1 1 3 0.0 -66.7 6 10 -40.0
Kitchener Ont. 5 10 9 -50.0 -44.4 36 57 -36.8
Bankruptcies empty cell 4 8 7 -50.0 -42.9 28 47 -40.4
Proposals empty cell 1 2 2 -50.0 -50.0 8 10 -20.0
Brantford Ont. 2 7 5 -71.4 -60.0 20 24 -16.7
Bankruptcies empty cell 2 2 4 0.0 -50.0 13 20 -35.0
Proposals empty cell 0 5 1 -100.0 -100.0 7 4 75.0
Guelph Ont. 2 2 0 0.0 7 13 -46.2
Bankruptcies empty cell 2 1 0 100.0 6 13 -53.8
Proposals empty cell 0 1 0 -100.0 1 0
London Ont. 6 7 5 -14.3 20.0 39 49 -20.4
Bankruptcies empty cell 5 5 3 0.0 66.7 28 40 -30.0
Proposals empty cell 1 2 2 -50.0 -50.0 11 9 22.2
Windsor Ont. 9 5 14 80.0 -35.7 25 42 -40.5
Bankruptcies empty cell 7 4 11 75.0 -36.4 21 37 -43.2
Proposals empty cell 2 1 3 100.0 -33.3 4 5 -20.0
Barrie Ont. 7 8 8 -12.5 -12.5 34 26 30.8
Bankruptcies empty cell 7 7 6 0.0 16.7 30 22 36.4
Proposals empty cell 0 1 2 -100.0 -100.0 4 4 0.0
Greater Sudbury Ont. 2 1 2 100.0 0.0 6 8 -25.0
Bankruptcies empty cell 1 1 2 0.0 -50.0 4 8 -50.0
Proposals empty cell 1 0 0 2 0
Thunder Bay Ont. 2 5 4 -60.0 -50.0 15 23 -34.8
Bankruptcies empty cell 2 5 3 -60.0 -33.3 15 20 -25.0
Proposals empty cell 0 0 1 -100.0 0 3 -100.0
Winnipeg Man. 4 3 10 33.3 -60.0 24 37 -35.1
Bankruptcies empty cell 4 1 6 300.0 -33.3 21 23 -8.7
Proposals empty cell 0 2 4 -100.0 -100.0 3 14 -78.6
Regina Sask. 12 9 7 33.3 71.4 34 37 -8.1
Bankruptcies empty cell 11 6 4 83.3 175.0 25 19 31.6
Proposals empty cell 1 3 3 -66.7 -66.7 9 18 -50.0
Saskatoon Sask. 2 10 3 -80.0 -33.3 33 33 0.0
Bankruptcies empty cell 2 5 3 -60.0 -33.3 26 26 0.0
Proposals empty cell 0 5 0 -100.0 7 7 0.0
Calgary Alta. 32 24 36 33.3 -11.1 118 144 -18.1
Bankruptcies empty cell 26 14 33 85.7 -21.2 92 127 -27.6
Proposals empty cell 6 10 3 -40.0 100.0 26 17 52.9
Edmonton Alta. 24 30 28 -20.0 -14.3 99 117 -15.4
Bankruptcies empty cell 19 20 22 -5.0 -13.6 80 88 -9.1
Proposals empty cell 5 10 6 -50.0 -16.7 19 29 -34.5
Kelowna B.C. 6 6 3 0.0 100.0 23 20 15.0
Bankruptcies empty cell 5 4 2 25.0 150.0 18 16 12.5
Proposals empty cell 1 2 1 -50.0 0.0 5 4 25.0
Abbotsford B.C. 2 3 2 -33.3 0.0 6 13 -53.8
Bankruptcies empty cell 2 3 2 -33.3 0.0 6 13 -53.8
Proposals empty cell 0 0 0 0 0
Vancouver B.C. 28 32 28 -12.5 0.0 113 154 -26.6
Bankruptcies empty cell 21 22 21 -4.5 0.0 83 126 -34.1
Proposals empty cell 7 10 7 -30.0 0.0 30 28 7.1
Victoria B.C. 6 6 3 0.0 100.0 32 20 60.0
Bankruptcies empty cell 4 6 3 -33.3 33.3 28 16 75.0
Proposals empty cell 2 0 0 4 4 0.0